The 9 Best Finance for Android Apps of 2024

Reviewed by: Jayprakash Prajapati | Last updated on June, 7, 2024

Best Finance for Android Apps. If you’re in search of an app to assist you in managing your finances, we suggest giving Personal Capital a try. It offers powerful features that make budget creation and adherence, expense tracking, debt repayment, and more, a breeze. However, if Mint doesn’t meet your requirements, we’ve discovered nine other exceptional apps for you to explore. Here, we present the top 10 finance apps available on both iOS and Android platforms.

To determine the nine best finance apps, we carefully evaluated their ability to provide users with the necessary tools to view, monitor, and manage their financial well-being and activities. The finest finance apps offer features such as expense tracking, credit monitoring, spare change roundups, and even support for cryptocurrencies.

The majority of the apps on our list offer a free trial or a free version to help users get started. Apps like Personal Capital and You Need A Budget are ideal for individuals who require assistance in tracking expenses and adhering to a budget. On the other hand, apps like PocketGuard excel in tracking and managing bills and subscriptions. We recommend exploring multiple apps to find the one that suits you best.

Most of the finance apps on our list provide users with the option to link their bank accounts, credit cards, and even cryptocurrency wallets to effortlessly track their balances and transactions. We highly recommend taking advantage of this feature to simplify your spending tracking and budget adherence.

What is Best Finance for Android Apps.

Here are my top picks for the best Android Finance apps to use for your personal and professional needs. It offers powerful features that make budget creation and adherence, expense tracking, debt repayment, and more, a breeze.

1. Personal Capital.

Best Finance for Android Apps - Personal Capital

Download: Android | iOS

Personal Capital stands out from the rest as it is the sole app on our list that is specifically designed to assist users in planning and monitoring their retirement savings. With this app, you can effortlessly keep an eye on your investments, net worth, and financial accounts.

By analyzing your portfolio, the app provides projections on whether your current investments will enable you to achieve your retirement goals. Moreover, in addition to investment accounts, you can also utilize the app to track your debt, personal banking accounts, and more.

The interactive cash flow tool allows you to view your total income and expenses across all your accounts, while the Investment Checkup tool simplifies the process of evaluating the performance of your investments.

Key Features:

  • Access the free version of the product.
  • No need to subscribe to any plans.
  • Get support through email, Help Center, FAQs, or ticket system.


  • Planning and projecting for retirement.
  • Monitoring and managing cash flow.
  • Tracking and managing investments.


  • Absence of credit monitoring services.
  • Lack of budget planning tools.
  • No features for monitoring credit or planning budgets.

2. Mint.

Best Finance for Android Apps - Mint

Download: Android | iOS

Mint offers a comprehensive financial management solution, allowing users to budget, track expenses, pay bills, and monitor credit all in one place. By linking credit cards and financial accounts, users can easily keep track of balances, debts, and subscriptions.

Unique to Mint is the ability for TurboTax users to monitor their tax refund as well. Additionally, users can set and monitor custom financial goals, access credit score breakdowns, discover money-saving deals, and utilize BillShark for negotiating lower monthly bills.

Key Features:

  • Absence of credit monitoring services.
  • Lack of budget planning tools.
  • No features for monitoring credit or planning budgets.


  • Access the free version.
  • Make in-app purchases for $0.99 per item.
  • Get support through email or Help Center/FAQs.


  • Does not collect loose change after making purchases.

3. Credit Karma.

Best Finance for Android Apps - Credit Karma

Download: Android | iOS

Credit Karma stands out among other finance apps on our list by providing a plethora of valuable perks and features. One of its standout features is Instant Karma, where users have the opportunity to win immediate cash reimbursement for debit card purchases.

In addition to this unique feature, Credit Karma allows users to apply for credit cards and personal loans, discover car insurance discounts, and explore home loan offers.

Users can also benefit from data breach monitoring to safeguard against identity theft, while the financial relief roadmap assists those seeking financial assistance by connecting them with relevant programs and resources.

Key Features:

  • Access the free version of the product.
  • No need to subscribe to any plans.
  • Get support through email or the Help Center.


  • Get real-time credit monitoring services to stay updated on your credit status.
  • Earn instant cash reimbursement through the Instant Karma program.
  • Conveniently apply for loans and credit cards directly within the app.


  • Absence of expense monitoring capabilities.
  • Does not include budget management functionalities.
  • Does not offer expense tracking and budget planning features.

4. Acorns.

Best Finance for Android Apps - Acorns

Download: Android | iOS

Acorns is an innovative financial application that assists users in growing their savings by investing their spare change. With its unique Round-Ups feature, the app invests your leftover change every time you make a purchase. Additionally, you can earn bonus investments by shopping at over 12,000 brands through the app or browser extension.

Acorns also offers the convenience of setting up retirement accounts and investment accounts for your children through Acorns Early. Moreover, by creating an Acorns checking account, you can benefit from real-time Round-Ups, automatically invest a portion of your paycheck with Smart Deposit, and receive early payment up to two days in advance through direct deposit.

Key Features:

  • No free version offered.
  • Personal subscription plan: $3/month.
  • Family subscription plan: $5/month.
  • Support available through email and Help Center.


  • Invest spare change by rounding up purchases.
  • Earn bonus investments and rewards.
  • Plan for retirement with strategic financial decisions.


  • Absence of complimentary plan available.
  • Lack of financial planning tools included.
  • No features for budgeting provided.

5. You Need A Budget.

Best Finance for Android Apps - You Need A Budget

Download: Android | iOS

YNAB, also known as You Need A Budget, stands out as one of the top-rated and highly regarded budget planning applications accessible on both iOS and Android platforms.

This user-friendly app empowers individuals to establish and monitor financial objectives, allocate their earnings to designated categories, effortlessly import transactions from their financial accounts, and keep a real-time record of expenses.

Notably, YNAB offers a distinctive loan calculator tool that aids in interest calculation and debt repayment. Additionally, the app provides valuable insights into your financial situation through spending and net worth reports, while also allowing you to conveniently link your bank accounts for a comprehensive overview of your finances.

Key Features:

  • Take advantage of our complimentary trial offer.
  • Choose from our affordable subscription plans starting at $14.99 per month.
  • Get assistance through our available support channels: Email and Help Center.


  • Enhanced budgeting capabilities.
  • Integrated loan calculation tool.
  • Live monitoring of expenses.


  • No free plan.

6. Mobills.

Best Finance for Android Apps - Mobills Budget Planner

Download: Android | iOS

Mobills is an exceptional budget planner and bill organizer that empowers you to establish a monthly budget, monitor your expenses, and set financial objectives. By initially defining your financial goals, such as debt elimination or retirement savings, this app will assist you in creating a budget that aligns with your aspirations.

Gain valuable financial insights and enhance your understanding of spending patterns by accessing informative graphs and reports.

What sets Mobills apart from other finance apps is its remarkable credit card management capabilities. Users can effortlessly track their credit card balances, credit limits, and even receive timely bill payment reminders.

Key Features:

  • Access the free version of the product.
  • Choose from different subscription plans, including the Pro plan for $49.99/year.
  • Get support through email, Help Center, or by submitting a ticket.


  • Managing credit card usage.
  • Tracking expenses.
  • Planning a budget.


  • Cryptocurrency not supported.
  • Roundups do not include spare change.
  • No provision for cryptocurrency or spare change roundups.

7. Pocketguard.

Best Finance for Android Apps - PocketGuard Budget Tracker App

Download: Android | iOS

PocketGuard is a comprehensive finance app that provides budget planning, bill organization, and subscription management. By linking your accounts, you can easily track your spending, view all your balances in one convenient location, and create a monthly budget.

The app calculates your available spendable money after accounting for bills, goals, and necessities. Gain insights into your spending habits with personalized reports and easily manage all your subscriptions in one place.

With PocketGuard, you can cancel subscriptions without the need to visit separate websites. Stay on top of your upcoming bills and receive notifications on potential savings opportunities.

Key Features:

  • Access the free version today.
  • Choose from subscription plans like PocketGuard Plus for $4.99/month.
  • Get support through email or Help Center/FAQs.


  • Managing subscriptions.
  • Planning finances.
  • Organizing bills.


  • Absence of cryptocurrency assistance.
  • Lack of credit rating.
  • No support for cryptocurrencies.

8. Everydollar.

Best Finance for Android Apps - EveryDollar Budget Tracker

Download: Android | iOS

EveryDollar offers a comprehensive budget planning app equipped with essential tools for users to effectively manage their finances. Users can customize their budget, monitor expenses, establish personalized spending categories, create savings goals, and much more.

In addition, EveryDollar stands out by providing a platform for users to locate and engage with financial experts for financial management assistance, loan applications, and more.

The app also allows users to schedule bill payments, upload receipts, and with a Premium subscription, access advanced features such as bank account synchronization, priority customer support, tailored financial reports, and automatic balance updates.

Key Features:

  • Access the free version of the product.
  • Choose from different subscription plans: Premium for 3 months at $59.99, 6 months at $99.99, or 12 months at $129.99.
  • Get support through email, Help Center, or ticket system.


  • Financial planning on a budget.
  • Network with finance experts in your area.
  • Keep track of expenses efficiently.


  • Premium subscription is necessary for bank account syncing.
  • Bank account syncing is only available with Premium subscription.
  • Credit monitoring features are not included in the Premium subscription.

9. Spendee.

Best Finance for Android Apps - Spendee Budget Money Tracker

Download: AndroidiOS

Spendee simplifies budgeting and expense tracking, allowing users to easily monitor their spending patterns and stick to a sensible budget. By linking your bank accounts, you can access a comprehensive overview of your finances in a single location.

In addition to traditional accounts, Spendee offers the unique ability to connect your cryptocurrency wallets. Detailed charts and reports provide valuable insights into your spending behaviors, while personalized tips assist you in making more informed financial decisions.

With its special tools for managing joint finances, Spendee is an excellent choice for couples looking to stay organized together.

Key Features:

  • Access the free version of the product.
  • Choose from two subscription plans: Premium for $2.99/month or Plus for $1.99/month.
  • Get support through email or the Help Center.


  • Coordinate joint financial responsibilities.
  • Connect digital currency accounts.
  • Monitor spending and budgeting.


  • Does not include credit monitoring capabilities

How to Choose the Best Finance Apps for Android

It is essential for everyone, whether individuals or small business owners, to manage their finances efficiently. Android finance apps can assist in monitoring expenses, budgeting effectively, and making well-informed financial choices.

With a wide range of options to choose from, selecting the most suitable finance app can be a daunting task. This guide aims to provide an overview of important factors to consider when choosing a finance app and showcase some of the top picks for Android users.

Keys to Consider When Choosing an finance App.

1. User Interface and Experience.

A user-friendly interface is essential for ease of use. Look for apps with intuitive navigation, clear visuals, and straightforward features. An app that is easy to use will encourage consistent use and help you stay on top of your finances.

2. Features and Functionality.

Different finance apps offer various features. Consider what you need:

  • Budgeting Tools: Helps in planning and controlling your expenses.
  • Expense Tracking: Allows you to monitor your spending habits.
  • Bill Reminders: Ensures you never miss a payment.
  • Investment Tracking: Monitors your investments and portfolio.
  • Credit Score Monitoring: Keeps you updated on your credit score and report.

3. Security.

Security is paramount when dealing with financial data. Ensure the app uses strong encryption methods, has secure login options (like two-factor authentication), and follows best practices for data protection.

4. Integration with Banks and Financial Institutions.

Choose an app that can easily integrate with your bank accounts, credit cards, and other financial institutions. This integration allows for automatic transaction imports, saving you time and reducing errors.

5. Customization Options.

The ability to customize categories, budgets, and reports can make the app more useful and tailored to your needs. Look for apps that allow you to set up personalized financial goals and track them effectively.

6. Reporting and Analytics.

Good finance apps provide insightful reports and analytics to help you understand your financial situation better. Look for features like expense breakdowns, trend analysis, and graphical representations.

7. Customer Support.

Reliable customer support can be a lifesaver if you encounter issues or have questions about the app. Check if the app offers support through various channels such as email, chat, or phone.

8. Cost.

Many finance apps are free, but some offer premium features for a fee. Determine your budget and consider if the paid features are worth the investment for your needs.


To select the optimal finance app for Android, it is crucial to take into account your individual requirements and preferences. Seek out apps that provide a user-friendly interface, necessary functionalities, robust security measures, and seamless integration with financial institutions.

By assessing these aspects, you can discover a finance app that empowers you to efficiently manage your finances and accomplish your monetary objectives.

For more insights, head over to Best Invoice Bill for Android Apps, Best Money Transfer for Android Apps, and Best Receipt for Android Apps.

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